The term “eligible employee” includes only:
Full-time and part-time State employees who receive their compensation through means
of a State warrant drawn upon the State Treasury. (For purposes of the HCRA and
the DCRA, part-time employees may be excluded from participation by IRS rules. Part-time
employees should consult their tax advisor before enrolling in the HCRA or the DCRA.)
Members of the Legislature and the Lieutenant Governor during their term of office.
Exclusions - You are not eligible for coverage if you are classified on the State
of Alabama’s records as an employee employed on a seasonal, temporary, intermittent,
emergency or contract basis.
Includes your spouse or any other person that you claim for Federal Income Tax purposes.
Annual Open Enrollment is held in November for coverages to be effective January
1 of each year. Open enrollment applies to eligible employees who wish to change
coverages, add coverages, or delete coverages.
New employees may enroll within 90 days of employment, with coverage effective the
first day of the month following the receipt of the enrollment.
The minimum acceptable HCRA deduction is $5.00 per family per pay period.
The maximum acceptable HCRA deduction is $106.25 when the Flex Board gives $50 sign up bonus.
New employees enrolling in the HCRA, after the plan year has started, must have
a minimum contribution of $120 annually with the maximum contribution being $2,550
The amount that can be set aside in a DCRA is determined by the Tax Code, as follows:
Once an employee enrolls, the election remains in effect until January 1of the following
year (the Plan Year), under IRS regulations, unless the employee has a qualifying
change in status. This means that you may not change your insurance coverage or
participation except when you are permitted due to an eligible change in status
or during Open Enrollment. The change in your election must be consistent with the
change in your status.
Changes in status include:
If a qualifying change in status occurs, the employee must submit a Revoke Election
Form certifying the status change. This form must be submitted to the Flexible Employees’
Benefits Board within 30 days of the event.
If you are not enrolled, but you want to enroll following a change in your status,
complete the Salary Reduction Agreement, and send it to the Flexible Employees’
Benefits Board within 30 days of the event. Attach a letter explaining your status
Approved changes are effective the first of the month following receipt of the forms
by the Flexible Employees’ Benefits Board.
Your election to participate terminates on the earliest of the following dates:
There are 2 methods of reimbursement under the HCRA.